Private health insurance can provide faster access to diagnosis, specialist appointments and private treatment. Yet choosing a policy is rarely as simple as selecting the lowest monthly premium.

Two plans may appear almost identical on a quotation screen while offering very different outpatient limits, hospital access, excess levels and rules concerning previous medical conditions. A policy that saves £20 per month may become disappointing when you discover that the consultant you want to see is outside the insurer’s approved network.

This is where Compare My Health Insurance can make the process easier.